Registering with BCA
Would you like to know how BCA can support you during your decision-making process? Take the Mortgage scan, so BCA can contact you or schedule an intake meeting by sending an email to:
📧
info@bluecoastadvice.com
📱 WhatsApp: +34 606 752 943
Naturally, all communication can be done in English.
BCA Process
At BCA, transparency and clear communication are essential. You will always know exactly where you stand. The process unfolds as follows:
1. Free Intake Meeting
A 30-minute introduction in which we discuss your wishes and situation.
2. Signing the Agreements
After the intake, you receive the contract and a separate data authorisation form. Once signed, your file will be opened.
3. Supplying Documentation
You receive a detailed list of all documents required by the bank.
4. Preparing and Submitting the Application
Once everything has been received, the documents are prepared and submitted to the bank offering the most favourable conditions.
5. Additional Questions from the Bank
If the bank requires further information or documents, BCA will contact you directly.
6. Signing the Mortgage
After approval, you will be invited to sign the mortgage.
There must be at least 10 days between signing the mortgage offer and signing the purchase contract. It is regulated by law. If travelling to Spain regularly is challenging, you can issue a power of attorney so that a trusted representative can sign for you.
7. Official Signing Day
The mortgage deed is often signed on the same day as the purchase contract.